Track expenses automatically via SMS, PDFs, and WhatsApp. Stop guessing, start saving with your personal AI assistant.
50K+
Active Users
₹100Cr+
Tracked
4.8★
App Store
₹45,230.00
AI Insight: You spent 23% more on dining this month. Consider meal prep to save approx ₹3,000.
Everything you need to manage your finances smartly, effortlessly, and securely.
Reads transactional SMS & logs expenses automatically. Never miss a transaction again.
Quickly add cash expenses with amount, category & photo attachments. Simple and intuitive.
Visualize income, expenses, and savings with beautiful interactive charts.
Machine learning detects if it's "Food" or "Travel" instantly.
Personalized advice on how to save based on your habits.
Upload a screenshot of GPay/PhonePe and we extract the data.
Upload PDF bank statements for deep historical analysis.
Forward an SMS or type a message to our bot on WhatsApp. Added instantly.
"Spent 500 on Pizza." Just say it in Hindi or English. We handle the rest.
Built-in splitwise features. Track shared expenses with roommates or trips.
Total Balance
₹45,230
Income
₹85,000
Expense
₹39,770
Today
Swiggy
Food
-₹450
Uber
Travel
-₹230
All your bank accounts, wallets, and credit cards in one view.
Visual graphs that show you exactly where you can save money.
Your data is encrypted locally. We prioritize your privacy above all.
Choose the plan that fits you best. No hidden fees.
Perfect for starters
₹0 /forever
For serious savers
₹49
/monthor ₹299/year (Save 50%)
"ZynPey saved me hours of manual tracking! The SMS auto-tracking is a game-changer."
Rahul S.
Bangalore
"Finally an app that understands Indian finance. The WhatsApp bot is incredibly useful."
Priya M.
Mumbai
"I stopped overspending on food orders thanks to the AI nudges. Highly recommended."
Aditya K.
Delhi